AFU
African Farming Union
African Farming Union
Important Notice
Financing products described on this page are part of AFU's planned offering. AFU is in the process of establishing partnerships with licensed financial institutions. Loan amounts, interest rates, and terms shown are illustrative and subject to credit approval, regulatory licensing, and partner agreements. No commitment to lend is made.
Letters of credit, pre-export financing, forex management, and end-to-end logistics. AFU unlocks cross-border agricultural trade across COMESA, SADC, and AfCFTA corridors — so African produce reaches global markets.
Bank-backed letters of credit issued through our partner financial institutions. Protect both buyer and seller with irrevocable payment guarantees recognised by banks worldwide.
Access working capital against confirmed export orders. Fund harvesting, processing, packing, and transport costs before the buyer pays — bridging the cash flow gap that kills deals.
Credit insurance and export guarantees that protect against buyer default, political risk, and currency inconvertibility. Trade with confidence into emerging and frontier markets.
Hedge currency risk with forward contracts and natural hedging strategies. Our treasury desk manages USD, EUR, GBP, and local currency exposures across all 20 operating countries.
End-to-end freight management from farm gate to destination port. Customs brokerage, fumigation certificates, bills of lading, and real-time shipment tracking — all in one platform.
Leverage preferential tariff rates under COMESA, SADC, EAC, and AfCFTA trade agreements. Our compliance team ensures every shipment meets origin rules for duty-free or reduced-tariff entry.
Start with a confirmed buyer order — domestic or international. AFU's offtake network provides the foundation, or bring your own buyer and we structure the finance around the deal.
Our trade finance team structures the optimal instrument — letter of credit, pre-export facility, or invoice discounting — based on the buyer profile, destination, and commodity.
AFU handles customs documentation, phytosanitary certificates, and logistics coordination. Our freight partners move your cargo by road, rail, sea, or air across 15 export corridors.
Payment flows through AFU's escrow system. Pre-export advances are settled, and net proceeds are disbursed to your account within 48 hours of buyer confirmation.