AFU
African Farming Union
African Farming Union
Build, expand, or purchase your farming operation with long-term mortgage financing. Competitive rates, generous terms, and a team that understands agricultural property.
Whether you are buying land, building infrastructure, or refinancing, we have a mortgage product to fit your needs.
Acquire new farmland to expand your operation. We finance productive agricultural land across Botswana, Zimbabwe, and Tanzania.
Build or improve farm infrastructure including barns, processing sheds, worker housing, and irrigation installations.
Consolidate existing farm debts into a single, lower-rate AFU mortgage. Free up cash flow and simplify repayments.
Our mortgages cover a wide range of agricultural property and infrastructure investments.
Arable land, grazing land, and mixed-use agricultural plots with clear title or long-term leases.
Barns, storage sheds, worker accommodation, office buildings, and livestock housing.
Milling plants, pack houses, drying facilities, and food processing centers.
Grain silos, cold storage facilities, and general produce warehousing.
Our mortgage process is transparent and guided every step of the way by your dedicated AFU mortgage advisor.
Submit basic information online to check your estimated borrowing capacity. Takes 5 minutes.
Provide property details, financial statements, farm plans, and identification documents.
AFU-appointed valuers assess the property. We cover valuation costs for loans over $50,000.
Credit committee reviews your application. Decisions within 10 business days for standard applications.
Funds transferred to seller/contractor. Title registered with mortgage notation. You take possession.
Prepare these documents ahead of time to speed up your application. Your mortgage advisor can help with any missing items.
Start with a free pre-qualification to understand your borrowing capacity. No obligation and no impact on your credit record.
Get Pre-Qualified