AFU
African Farming Union
African Farming Union
Bridge the gap between harvest and payment. Deliver your crop and receive up to 80% of its value within 48 hours, while AFU collects from the buyer on agreed terms.
A transparent process from crop delivery to final settlement. Track every step through your AFU dashboard.
Deliver your harvested crop to the AFU collection point, depot, or directly to the verified buyer.
Crop quality-checked and weighed at deliveryWithin 48 hours of verified delivery, AFU advances 80% of the agreed crop value into your AFU Bank account.
Funds available same day for priority membersThe buyer pays the full invoice amount into the AFU escrow account on the agreed payment terms (30-90 days).
Escrow-protected paymentOnce the buyer settles, AFU deducts the advance, service fee, and any outstanding loans. The remaining 20% (minus fees) is paid to you.
Transparent fee breakdown providedHarvest Finance is available for a range of crops sold through verified offtake contracts within the AFU network.
Regional buyers, millers, feed manufacturers
Oil processors, animal feed, export
Auction floors, contract buyers
Ginners, textile exporters
Processors, confectionery, export
Oil extraction, birdseed, export
Fresh produce markets, supermarkets
Millers, bakeries, export
Harvest Finance works seamlessly with other AFU services. Combine it with Crop Development Loans for full-cycle financing, or use it alongside our Trade Finance and Export services for cross-border shipments. All transactions flow through the AFU escrow system for complete transparency.
Apply for Harvest Finance and receive up to 80% of your crop value within 48 hours of delivery. Maintain cash flow and invest in your next season immediately.
Apply for Harvest Finance