AFU
African Farming Union
African Farming Union
Practical guides on farm financial management, credit products, insurance, budgeting, and investment planning. Helping African farmers build bankable operations.
Navigate the landscape of agricultural finance products available to African smallholders. From input finance and seasonal loans to asset-backed lending, learn which products suit your farm size, crop cycle, and repayment capacity.
A step-by-step guide to building a seasonal farm budget. Covers input cost estimation, labor planning, yield projections, revenue forecasting, and the break-even analysis every farmer needs before planting.
Crop insurance can be the difference between recovery and ruin after a bad season. This guide covers index-based weather insurance, area-yield policies, and multi-peril coverage options available across AFU markets.
Mobile money has transformed rural finance across Africa. Learn how to use M-Pesa, MTN MoMo, and Airtel Money for input purchases, savings groups, loan repayments, and receiving market payments securely.
Transitioning from subsistence to commercial farming requires strategic investment. Learn how to prioritise capital expenditure, phase equipment purchases, and build a bankable business plan that attracts financing.
Understanding interest rates, grace periods, collateral requirements, and repayment schedules is critical before signing a loan. This guide demystifies agricultural lending terms and helps you compare products effectively.
Agricultural cooperatives can access better loan terms, bulk input pricing, and shared equipment through pooled savings. Learn how village savings and loan associations (VSLAs) operate and how to start one in your community.
Livestock represents a significant capital investment for many African farmers. Explore insurance options for cattle, goats, and poultry, including ear-tag-based coverage and satellite-monitored pasture insurance.